Saturday, December 31, 2016
a/c opening form documents required features guidelines withdrawal limit
Pradhan Mantri Jan Dhan Yojana National Toll Free:-1800 11 0001, 1800 180 1111
PMJDY Official Website : http://www.pmjdy.gov.in/
Pradhan Mantri Jan Dhan Yojana Mission Office Address:
Pradhan Mantri Jan Dhan Yojana, Department of Financial Services,
Ministry of Finance,
Room No. 106,
2nd Floor, JeevanDeep Building,
PMJDY Phone: 011-23361571/23748738
PMJDY Email: firstname.lastname@example.org
Nodal Officers of Banks under Financial Inclusion : Click Here
Statewise SLBC Convenors : Click Here
State Mission Director : Click Here
Lead District Managers : Click Here
General Manager (FI) : Click Here
General Manager (IT) : Click Here
Nodal Officers of DFS for SLBC : Click Here
State-wise Toll Free Number : Click Here
Pradhan Mantri Jan Dhan Yojana State-wise Toll Free Numbers
ANDAMAN & NICOBAR ISLANDS 18003454545
ANDHRA PRADESH 18004258525
ARUNACHAL PRADESH 18003453616
DADRA & NAGAR HAVELI 18002331000
DAMAN & DIU 18002331000
HIMACHAL PRADESH 18001808053
JAMMU & KASHMIR 18001807087
MADHYA PRADESH 18002334035
NCT OF DELHI 18001800124
TAMIL NADU 18004254415
UTTAR PRADESH 18001027788
WEST BENGAL 18003453343
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet. PMJDY accounts are being opened with Zero balance. However, if the account-holder wishes to get cheque book, he/she will have to fulfill minimum balance criteria.
Documents required to open an account under Pradhan Mantri Jan-Dhan Yojana
If Aadhaar Card/Aadhaar Number is available then no other documents is required. If address has changed, then a self certification of current address is sufficient.
If Aadhaar Card is not available, then any one of the following Officially Valid Documents (OVD) is required: Voter ID Card, Driving License, PAN Card, Passport & NREGA Card. If these documents also contain your address, it can serve both as Proof of Identity and Address.
If a person does not have any of the officially valid documents mentioned above, but it is categorized as low risk' by the banks, then he/she can open a bank account by submitting any one of the following documents:
Identity Card with applicant's photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks and Public Financial Institutions;
Letter issued by a gazette officer, with a duly attested photograph of the person.
Special Benefits under PMJDY Scheme
Interest on deposit.
Accidental insurance cover of Rs. 1 lac
No minimum balance required.
The scheme provide life cover of Rs. 30,000/- payable on death of the beneficiary, subject to fulfillment of the eligibility condition.
Easy Transfer of money across India
Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.
After satisfactory operation of the account for 6 months, an overdraft facility will be permitted
Access to Pension, insurance products.
The Claim under Personal Accidental Insurance under PMJDY shall be payable if the Rupay Card holder have performed minimum one successful financial or non-financial customer induced transaction at any Bank Branch, Bank Mitra, ATM, POS, E-COM etc. Channel both Intra and Inter-bank i.e. on-us (Bank Customer/rupay card holder transacting at same Bank channels) and off-us (Bank Customer/Rupay card holder transacting at other Bank Channels) within 90 days prior to date of accident including accident date will be included as eligible transactions under the Rupay Insurance Program 2016-2017.
Overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the household.